With the gradual deterioration of global environmental problems, green finance has gradually become an important means to promote sustainable economic development. This paper aims to explore the impact of green finance on regional economic development, and analyze how it promotes the green transformation and upgrading of regional economy through such approaches as optimization of capital allocation, policy guidance and support. Through literature review and comparative study, it is found that green finance can not only guide capital to flow into the environmental protection industry and promote the R&D and application of green technologies, but also optimize the regional industrial structure, improve resource utilization efficiency and reduce environmental pollution. However, the development of green finance still faces many challenges, such as policy matching and information disclosure. To give full play to the role of green finance in regional economic development, it is necessary to strengthen policy guidance, improve the legal system, enhance international cooperation, and raise the awareness and capability of financial institutions in green investment. This paper provides a comprehensive overview of how green finance affects regional economic development, discusses the regional differences in the relationship between green finance and regional economic development through comparative analysis of data from four regions, and offers valuable insights for policymakers and financial institutions through in-depth research on this topic, so as to promote more sustainable economic development.

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This research explored the factors that determine housing prices and their regional differences in Beijing's second-hand housing market using complete transaction data from 2024 covering all 16 administrative areas, adopted the Hedonic Price Model and carried out separate Ordinary Least Squares (OLS) regressions for different sub-markets, the results showed a clear two-part difference in how prices were formed which was described as being "resource-driven" compared to "residence-driven", in central urban areas, housing prices were mainly influenced by proximity to top-quality public resources and there was a large price increase for apartments having three or more bedrooms, on the other hand, in suburban zones, market evaluations concentrated more on fundamental living features showing a definite preference for south-facing directions and medium to large sized units, moreover, the additional impacts of important structural elements varied significantly among these regions, the discoveries offered strong empirical proof to back location-specific regulatory measures for the existing housing supply in mega-cities such as Beijing and also provided useful information for market players including house buyers, builders and policymakers enabling them to make better-informed decisions in line with the main value influences in each market section.

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Livestream e-commerce enables continuous consumer engagement across the day, yet the role of time-of-day in shaping consumer behavior remains underexplored. This study examines whether shopping during nighttime hours is associated with differences in impulsive engagement, post-purchase outcomes, and consumer retention. Using 982,746 session-level observations from Douyin livestream commerce, we compare consumer behavior during a daytime alertness window (10:00–18:00) and a nighttime low-alertness window (22:00–06:00). Descriptive analyses, Welch’s t-tests, and multivariate regression models are employed to evaluate circadian differences across engagement, sales, return behavior, and retention-related measures. Results show that nighttime livestream sessions generate significantly higher impulsive engagement and sales volume but are associated with lower retention and engagement stability. In contrast, return rates do not increase meaningfully for nighttime purchases once economic and contextual controls are introduced, indicating that heightened impulsivity does not translate into higher regret-driven returns. These findings suggest that time-of-day systematically shapes both short-term commercial performance and longer-term engagement outcomes in livestream commerce. By introducing circadian timing as an explanatory dimension, this study extends applied economic analyses of digital markets and offers implications for platform strategy, performance evaluation, and time-sensitive policy considerations in 24-hour online retail environments.

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Western Guangdong is a key region for coastal tourism development in Guangdong Province. With favorable development conditions, it possesses the potential to become a well-known coastal tourism destination of high international and domestic standards. Drawing on the successful experiences of internationally renowned coastal tourism destinations in areas such as top-level planning for tourism development, exploration of distinctive features, product development, marketing and promotion, facility and service provision, and sustainable development, this paper examines the practical circumstances of coastal tourism development in Western Guangdong. Based on this analysis, it proposes policy recommendations for promoting high-quality development of coastal tourism in the region from several perspectives, including industrial positioning and policy support, exploration of local characteristics and product development, brand building and multidimensional marketing, improvement of facilities and service quality, as well as ecological protection and sustainable development.

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